What Are Business Days?
Business days (also called working days) are Monday through Friday, excluding public holidays. In Australia, business days are used for legal deadlines, delivery estimates, processing times, and financial settlements.
When a contract, government form, or bank says "5 business days," they mean five working days — weekends and public holidays are skipped entirely.
Business Days vs Calendar Days
The difference matters for deadlines. Here is a conversion guide:
| Business Days | Typical Calendar Days | Common Use |
| 1 | 1–3 | Next-day processing, urgent requests |
| 3 | 3–5 | Express delivery, quick turnaround |
| 5 | 7 | Standard bank transfers, payroll processing |
| 10 | 14 | Government processing, standard shipping |
| 15 | 21 | ATO refund processing, insurance claims |
| 20 | 28 | Fair Work notice periods, visa processing |
| 30 | 42 | Complex applications, settlement periods |
Australian Public Holidays 2026
This calculator excludes the following national public holidays:
| Date | Day | Holiday |
| 1 January | Thursday | New Year's Day |
| 26 January | Monday | Australia Day |
| 3 April | Friday | Good Friday |
| 4 April | Saturday | Saturday before Easter Sunday |
| 6 April | Monday | Easter Monday |
| 25 April | Saturday | ANZAC Day |
| 8 June | Monday | Queen's Birthday (varies by state) |
| 25 December | Friday | Christmas Day |
| 26 December | Saturday | Boxing Day |
| 28 December | Monday | Boxing Day (observed) |
Note: State-specific holidays (such as Melbourne Cup Day in Victoria or Recreation Day in Tasmania) are not included. Check your state government website for additional holidays.
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Frequently Asked Questions
What counts as a business day in Australia?
A business day is any day that is not a Saturday, Sunday, or gazetted public holiday. State-specific holidays may also apply depending on your jurisdiction.
How many business days are in a week?
A standard week has 5 business days (Monday to Friday), assuming none of those days fall on a public holiday.
Are public holidays counted as business days?
No. National public holidays such as Australia Day, ANZAC Day, and Christmas Day are not business days. This calculator excludes all 2026 national public holidays.
How do I convert business days to calendar days?
As a rough guide, multiply business days by 1.4 to estimate calendar days. For example, 10 business days is approximately 14 calendar days (two weeks). The exact number varies depending on public holidays.